Disclosures
Registrations and risk factors
The registrations below are matters of record and can be verified independently. The full regulatory disclosure text is being finalised with our compliance advisors and will be published here before launch.
The entity
Who is registered, and as what
Nihar Welsure Brokers Private Limited · CIN U66220MR2026PTC478825 · incorporated 23 July 2026, Ministry of Corporate Affairs, Central Registration Centre. Registered office: C/o Sunanda Bhavsar, Shri Ram Nagar, Bhusawal, Jalgaon 425201, Maharashtra. “Wealth Farming Advisory” is a trade name presented by this company.
Mutual funds: AMFI-registered mutual fund distributor, ARN-316331, EUIN E599432, valid 17 December 2024 to 8 December 2027.
Insurance: National Insurance Academy — Insurance Brokers Examination Certificate of Qualification, Registration No. 06353138312.
Pending
Full disclosures are not yet published
AMFI and IRDAI prescribe specific disclosure wording, and the exact text that applies depends on our registration categories. That wording is being confirmed with our compliance advisors rather than approximated here.
We would rather show you an incomplete page that says so than a complete-looking one that is wrong. If you need a specific disclosure before then, ask us directly at invest@wealthfarmingadvisory.com and we will provide it in writing.
Risk factors
What you should know before investing or borrowing
Mutual funds are subject to market risk. Read all scheme-related documents carefully before investing. The value of your investment can fall as well as rise, and you may get back less than you invested. Past performance does not indicate future returns.
Insurance is a subject matter of solicitation. Benefits, exclusions and waiting periods are governed by the policy document issued by the insurer. Read it before you buy, and again before you claim.
Loan approval and terms rest with the lending institution. Nothing here is a commitment to lend. Rates, fees, eligibility and tenure are set by the lender and are subject to their assessment of your application.
We are a distributor and broker, not a principal. We do not manage funds, underwrite policies or lend. We do not hold client money — investments go directly to the fund house and premiums directly to the insurer.
Tax information on this site
Which law the tax figures follow
The Income Tax Act, 2025 replaced the Income-tax Act, 1961 on 1 April 2026. It renumbered rather than rewrote most provisions: what was Section 80C is now Section 123, 80CCD is 124 and 80D is 126. Limits and rates carried over unchanged.
Tax figures and slabs used by the calculators on this site were verified for FY 2026-27. They change with each Finance Act. Nothing on this site is tax advice, and none of it accounts for surcharge, or for deductions beyond the one each calculator names. Confirm your own position with us or with a tax professional before you act on a number you read here.
How we are paid
Our commission, stated plainly
We are paid commission by the product provider — a trail commission from the fund house out of the scheme’s expense ratio, a distribution commission from the insurer built into the premium, and a payout from the lender on disbursal. We do not charge you a separate advisory fee.
This arrangement is standard and it is disclosed here because it is also a conflict of interest you are entitled to weigh. Direct mutual fund plans carry no distributor commission and therefore a lower expense ratio; if you are confident selecting and monitoring your own portfolio, they cost you less. We would rather say that here than have you find it out elsewhere.
Complaints
If something goes wrong
Raise it with us first: invest@wealthfarmingadvisory.com or +91 88067 78771. We will acknowledge within one working day.
If we do not resolve it, you can escalate — to the insurer’s grievance officer and then the Insurance Ombudsman for insurance matters, to AMFI or SEBI SCORES for mutual fund matters, and to the lender’s grievance officer and then the RBI Ombudsman for lending matters.