How much life cover do I actually need?
A common starting point is 10 to 15 times your annual income. We then adjust it for your outstanding home or business loans and what your children's education will cost, so the cover is sized to your real liabilities rather than to a formula.
Can a doctor get a loan without collateral?
Often, yes. A doctor loan is underwritten on your professional and educational credentials and the revenue potential of your practice rather than on conventional collateral. Approval and final terms are at the sole discretion of the lending institution.
What does "startup funding with incorporation" mean?
It means the money and the paperwork are handled as one file. The funding is arranged alongside the incorporation and compliance work, so your eligibility for government schemes is not lost to a paperwork delay.
Which parts of Maharashtra do you cover?
Our head office is at Ashar IT Park, Thane, and a network of 23 or more professionals covers Pune, Nashik, Nagpur, Jalgaon, Aurangabad and the surrounding districts.
Are the programmes for soldiers really free?
Yes. The financial planning and awareness programmes run for the Army, Navy, Air Force, CRPF and paramilitary forces, Maharashtra Police, MSEB, MAHADISCOM, MAHATRANSCO and hospital staff are free of charge.
What do I need to start an application?
Your PAN and Aadhaar, plus basic contact details and a few questions about where you are in life. Documents are collected on the application form itself, not on this page.