Maharashtra · Since 2023

Grow Your Wealth

From the seeds of investment to the forest of wealth

Wealth Farming Advisory is a licensed financial advisory practice in Maharashtra. We arrange insurance, loans and investments for families, doctors and business owners.

  • AMFI ARN-316331
  • CFP® certified
  • 3,500+ families
  • 23+ professionals

Start here

What do you need today?

Pick one. Each opens the exact application for that product — no forms to hunt for, no call-back queue.

InsuranceCover for your life, your health, your vehicle and your business.

  • Life insurance — term and endowment
  • Health insurance — individual and family floater
  • General insurance — motor, home, travel
  • Business insurance
  • Guaranteed income plans
Start your insurance application

LoansBorrowing for a home, a business, a clinic or a brand-new company.

  • Overdraft (OD)
  • Cash credit (CC)
  • Loan against property
  • Home loan
  • Business loan
  • Personal loan
  • Project finance
  • Doctor loan Our speciality
  • Startup funding Our speciality
Start your loan application

InvestmentsMutual funds and goal-based plans, distributed under ARN-316331.

  • Mutual funds
  • SIP — monthly investing
  • IPO applications
  • NFO — new fund offers
  • Child education planning
  • Retirement planning
  • Tax-saving planning
Start investing

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Where we are different

Two things most advisors can't do

Doctor loans

A doctor loan is financing for a new clinic or hospital, underwritten on your professional and educational credentials and the revenue potential of your practice — rather than on the collateral you may not have yet.

  • Built for new hospitals and clinics
  • Assessed on your degree and registration
  • Its own application, not the generic loan form
Check doctor loan eligibility

Startup funding

Funding and incorporation handled as one file. Your company gets registered and compliant at the same time as it gets funded, so eligibility for government schemes is not lost to a paperwork delay.

  • Funding plus incorporation together
  • Government-scheme eligibility protected
  • Compliance work done alongside you
Apply for startup funding

Who you are dealing with

The advisor behind the firm

Nikhil Gadkar

Founder-CEO

Nikhil Gadkar is a CFP® certified, NISM Brokers Qualified financial advisor, registered with AMFI under ARN-316331. Before he advised a single client he worked on the operations side inside the insurance industry — the part that actually processes policies and settles claims. Most advisors have never seen it, and it is the reason a file handled here rarely comes back for a missing document.

  • CFP® certified
  • AMFI ARN-316331 · EUIN E599432
  • NISM Brokers Qualified
  • National Insurance Academy — Regn. 06353138312
3,500+ Families advised
23+ Professionals across Maharashtra
6 Partner platforms placing your file

For the uniform

Free financial literacy for those who serve

Nikhil runs free financial planning and awareness programmes for India's uniformed services. The sessions are held in person, and they cost the unit nothing.

  • Army
  • Navy
  • Air Force
  • CRPF
  • Paramilitary forces
  • Maharashtra Police
  • MSEB
  • MAHADISCOM
  • MAHATRANSCO
  • Hospital staff

Where your application goes

Placed through platforms you already know

Your application is placed with a regulated partner platform. You still deal with one person here.

Policy Bazaar
RenewBuy
Robin Hood
NJ Wealth
Prudent
FundzBazar

Straight answers

Questions we get asked

How much life cover do I actually need?

A common starting point is 10 to 15 times your annual income. We then adjust it for your outstanding home or business loans and what your children's education will cost, so the cover is sized to your real liabilities rather than to a formula.

Can a doctor get a loan without collateral?

Often, yes. A doctor loan is underwritten on your professional and educational credentials and the revenue potential of your practice rather than on conventional collateral. Approval and final terms are at the sole discretion of the lending institution.

What does "startup funding with incorporation" mean?

It means the money and the paperwork are handled as one file. The funding is arranged alongside the incorporation and compliance work, so your eligibility for government schemes is not lost to a paperwork delay.

Which parts of Maharashtra do you cover?

Our head office is at Ashar IT Park, Thane, and a network of 23 or more professionals covers Pune, Nashik, Nagpur, Jalgaon, Aurangabad and the surrounding districts.

Are the programmes for soldiers really free?

Yes. The financial planning and awareness programmes run for the Army, Navy, Air Force, CRPF and paramilitary forces, Maharashtra Police, MSEB, MAHADISCOM, MAHATRANSCO and hospital staff are free of charge.

What do I need to start an application?

Your PAN and Aadhaar, plus basic contact details and a few questions about where you are in life. Documents are collected on the application form itself, not on this page.


Ready when you are

Choose your service