Wealth Farming Advisory

Investments · SIP

The same amount, every month, automatically

From ₹500 a month

You buy more units when prices fall and fewer when they rise, without having to decide anything. That is the one useful investing habit almost nobody manages by hand.

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From ₹500 a month Stop or pause any time

Four variations

Beyond the plain monthly SIP

Standard SIP

A fixed amount on a fixed date. The default, and the right one for most people starting out.

  • From ₹500 a month
  • Auto-debit mandate takes a few days to register

Step-up SIP

Rises automatically each year — commonly 10%. Your income grows; without this your investing does not.

  • Set once, no annual decision to remember
  • The difference over twenty years is very large

STP

Systematic transfer: park a lumpsum in a debt fund and move it into equity in instalments, instead of investing it all on one day.

  • Useful for a bonus, a maturity or a property sale
  • Reduces the risk of buying everything at a peak

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The part that decides the outcome

The hard year is the one that matters

A SIP works because it keeps buying when prices are low. Which means the months when it feels worst — when the value is below what you have put in and the news is bad — are precisely the months doing the most work.

Almost everyone who ends up disappointed with a SIP stopped it in one of those months. If you take one thing from this page: pause rather than cancel if money is tight, and ring us before you stop.

FAQ

Questions people actually ask

Can I stop or pause it?

Any time, with no penalty. ELSS is the exception — each instalment is locked for three years from its own date. Pausing beats cancelling if the squeeze is temporary.

What date should I choose?

Shortly after your salary credit, so the money leaves before it can be spent. Which date within the month makes almost no difference to returns; whether the mandate succeeds does.

Is a SIP better than a lumpsum?

Not automatically. Mathematically, investing a lumpsum earlier often wins, because it is in the market longer. A SIP wins on behaviour, and behaviour is what actually determines most people\u2019s outcomes. For a large sum, an STP is a reasonable middle path.

How much should I invest?

Work back from what you need. The goal SIP calculator turns a target and a date into a monthly figure, which is the only form of the question you can act on.

Start one this month

Almost nobody regrets starting small. Plenty of people regret waiting.

Start a SIP Call +91 88067 78771

Application forms are being finalised. Until they are live, call or email us and we will start your application directly.