Insurance · General

The everyday cover

Cheap, quick, and the reason a bad week does not turn into a bad year. Also the category where people renew on autopilot and quietly overpay for years.

Get a general insurance quoteCall +91 88067 78771

What we arrange

Three kinds

Motor

Car, two-wheeler and commercial vehicle. Third-party cover is compulsory by law; comprehensive is the one that pays for your own vehicle.

  • Compare before renewing — the renewal quote is rarely the best one
  • Zero-depreciation add-on is worth it on a vehicle under five years old
  • No-claim bonus transfers between insurers — do not lose it by letting the policy lapse

Travel

Medical emergencies abroad, trip cancellation, lost baggage and documents. Mandatory for several visa categories.

  • Medical cover abroad is the part that matters — the rest is convenience
  • Declare pre-existing conditions here too

Personal accident

Pays on death or disability from an accident. Very cheap, and it covers the gap term life leaves — permanent disability, where you survive but cannot earn.

  • Covers permanent and partial disability, not only death
  • Often a few thousand rupees a year for substantial cover

FAQ

Questions people actually ask

Should I just renew with my current insurer?

Check first. Motor premiums vary considerably between insurers for the same vehicle and history, and the renewal notice is not a quote — it is an offer you are expected to accept without comparing.

Is zero-depreciation worth it?

On a vehicle under about five years old, usually yes. Without it the insurer deducts depreciation on replaced parts, and on a modern car with plastic and composite panels that deduction is substantial.

What does personal accident add over life insurance?

It pays on disability, not only death. Term life pays nothing if you survive an accident that stops you earning — which is the more likely outcome and often the more expensive one.


Compare before you renew

Get a general insurance quote Call +91 88067 78771

Application forms are being finalised. Until they are live, call or email us and we will start your application directly.