Loans · Unsecured
No collateral, faster decisions, higher rates. Sometimes exactly the right instrument, and sometimes an expensive substitute for a secured loan you could have got.
Two kinds
Assessed on turnover, banking conduct and filed returns. Typically funded in days once documents are complete.
For a defined, short-term need. Fast, unsecured, and the most expensive money most people ever borrow outside a credit card.
Worth saying plainly
If you own property, a loan against it will usually cost several percentage points less over a longer term. If you have investments, a loan against securities may cost less again. Neither is as fast, and both are frequently the better answer.
We will tell you when the unsecured route is the expensive one. That conversation costs you nothing and occasionally ends with us arranging nothing at all.
FAQ
What credit score do I need?
Most lenders want 700 or above for unsecured borrowing, and pricing improves sharply above 750. Below about 650 the honest answer is usually to repair the score first — we will tell you what is dragging it and roughly how long it takes.
How fast is it really?
Days rather than weeks, once documents are complete. The delay is almost always document collection, not lender decisioning.
Can I prepay?
Usually, after a lock-in of six to twelve months, and often with a charge of 2–5% of the outstanding. Check that before signing — on an unsecured loan the prepayment terms matter as much as the rate.
Will applying to several lenders help?
It hurts. Each formal application triggers a hard enquiry, and several in a short window makes the next lender more cautious. We check eligibility first and apply once.
An eligibility check leaves no mark on your credit report. An application does.
Check what you qualify for Call +91 88067 78771
Application forms are being finalised. Until they are live, call or email us and we will start your application directly.